The Bank of America Travel Rewards credit card

The Bank of America Travel Rewards Credit Card Just Upped Its Intro Bonus

One of our top travel rewards cards, the Bank of America Travel Rewards credit card, just upped its intro bonus by 5,000 points to a whopping 25,000 points — which you can earn by spending $1,000 in the first 90 days! This card also earns a solid 1.5 points per $1 on every purchase, features flexible reward redemption and offers Bank of America account holders the opportunity to earn even more rewards depending on the type of account they have. Plus, it placed well in our Travel Rewards Credit Card Analysis with a $1.50 redemption value on both flights and hotels for every $100 spent. Ready to learn more? Keep reading to find out exactly what the Bank of America Travel Rewards credit card has to offer and how to apply.

Bank of America Travel Rewards credit card

Earn an online bonus of 25,000 points when you spend $1,000 on purchases in the first 90 days — equivalent to a $250 statement credit.
Earn an unlimited 1.5 points for every $1 spent.
Enjoy a 0% intro APR on purchases for the first 12 billing cycles.
Bank of America checking or savings account holders can earn an additional 10% customer points bonus on every purchase, and Preferred Rewards clients can earn even more — between 25% and 75% depending on account type.
Pay no annual fee or foreign transaction fees.
Book your travel how and when you want with no blackout dates or restrictions when you use your card.
Redeem your rewards points for a statement credit to cover all or part of the costs of travel booked with your credit card.

Bank of America Travel Rewards: Best No Annual Fee Travel Card?

The increased bonus is worth up to $250 in statement credit

When you open your Bank of America Travel Rewards credit card, you’ll be eligible to earn a whopping 25,000 online bonus points if you spend $1,000 on purchases within the first 90 days. That’s an increase of 5,000 bonus points without any increased spending requirement, and it’s enough to net you $250 in statement credit to cover the cost of your travel purchases. This card earns an uncapped 1.5 points per $1 spent on all purchases, so there aren’t any categories or spending limits to keep track of. Plus, if you have a Bank of America bank account, you can increase your earnings substantially — checking and savings account members get an additional 10% in points on every purchase they make. Those with Preferred Rewards accounts will see even heftier bonuses, from 25% to 75% depending on the type of account.

Redemption of your Bank of America Travel Rewards credit card rewards points is simple and straightforward; simply book your travel and then use your points for a statement credit toward all or part of your purchase. Since you’ll be booking all of your travel, from airline tickets and hotels to rental cars and more, using whichever source you choose, there aren’t any blackout dates or restrictions to worry about. Just book travel wherever you prefer, then call or go online to redeem your points as a statement credit. Other great features of this card include 0% intro APR on purchases for your first 12 billing cycles, no annual fee and no foreign transaction fees — making this a great credit card to use while you travel abroad.

Is this the right credit card for you?

It’s important to note that the Bank of America Travel Rewards credit card requires good to excellent credit for approval, which is typically considered to be credit scores of 700 or higher. If your credit is a bit below that, you might want to consider Discover it Miles, which also earns an unlimited 1.5 miles per $1 on every purchase, has no annual fee and doesn’t charge foreign transaction fees. Plus, it accepts applicants with average credit (scores of 670 or higher), and offers a unique first-year intro bonus that matches all the miles you earn in your first 12 months of card ownership. Finally, for those looking to avoid interest, this card’s 0% intro APR on purchases is slightly longer at 14 months.


If you are looking for a travel credit card with flexible points redemption and no restrictions or categories to worry about when it comes to earning your rewards, this is a solid choice. The extra incentives for Bank of America account owners make this an especially good pick if you bank with Bank of America. However, if you’re a Preferred Rewards client who would like the opportunity to earn a heftier intro bonus while maintaining the relationship bonus, you might want to look at the Bank of America Premium Rewards credit card. Though there is a $95 annual fee, you earn an unlimited 2 points per $1 spent on travel and dining purchases, plus an unlimited 1.5 points per $1 spent on everything else, and the intro bonus of 50,000 points after making $3,000 in purchases within your first 90 days is equivalent to $500.

To see all the details of the Bank of America Travel Rewards credit card and apply, read our review. If you’d like to know more about the other travel rewards credit cards we review, check out our Travel Rewards Credit Card Analysis.

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